Intelligent Insurance Solutions for a Connected World.


A series of digital insurance underwriting tools that reduce risk.

For the first time in their history, insurers have access to more information than they are capable of processing or using. Some of it is being generated live by sensors and devices from the physical world. Some of it exists in silos within vast enterprise IT systems. Some of it may be unstructured and uncommunicative. Much of it is going to waste.

Our platform ingests all of this information, bringing it together and translating it into human language. With this information at their fingertips insurers can revolutionise the way they think and act, quickly offering new efficient, intelligent products to their customers.


Our platform enables motor insurers to see the driving behaviour of their customers in near-real time. This allows them to uncover new insights as to what constitutes high risk, adjusting their portfolio, encouraging safer driving and reducing claims costs as a result.


Our platform allows home insurers to easily ingest data from myriad different hardware devices and information sources around the home. By combining all of this information they are able to offer more efficient and intelligent, customer-centric home insurance products.


Our platform collates and analyses multiple streams of shipping data, giving marine insurers new insight into both cargo and hull and their associated risks. This intelligence allows commercial insurers to adjust their risk portfolio and minimise claims costs as a result.

Make data silos a thing of the past

The Concirrus platform brings data from multiple IoT sources together in a secure cloud environment. From smart phones and wearables to connected cars and traffic data, our platform negates the need for insurers to establish relationships with every hardware manufacturer and data source available.

Bring your data to life

Concirrus work closely with insurers to help them utilise data sources in a way that benefits their organisation. Automated rules are set through which the data is interpreted, translating unstructured, raw information into human events. “A car is cornering at 50mph”. “A ship has just moved into a danger zone”. Machine learning allows insurance contracts to become live, tracking assets and risk in real-time.

Interpret risk differently

With machine learning translating the raw data into human events, cause and effect can be measured with greater accuracy. New behaviour patterns and sources of risk can be uncovered, allowing insurers to select customer portfolios that match their appetite and develop new business opportunities.

More time for creative tasks

Our platform seamlessly integrates existing enterprise IT systems, leveraging historical data and automating the interpretation of complex information. This augmented intelligence leaves insurance personnel free to devise new policies and products, targeting the specific needs of their customers.